Insurance House Blog
If you call a rented house, condo or apartment your home, you can benefit from renters
Why do I need Renters Insurance?
Your landlord’s insurance policy covers only structural damage to the building itself. Their policy will not cover anything within your walls or another tenant’s.
What is covered?
Renters insurance protects your possessions in case of a covered loss from fire, smoke, lightning, vandalism and theft. It will also cover property that is stolen from your car, or is lost or damaged anywhere you happen to be.
Are my Personal Belongs the only thing covered?
Renters insurance can also cover damage to someone else’s property within your home. And depending on the limits of your personal liability coverage, it can help cover some or all of the medical expenses if someone happens to get injured on your property.
Some Companies also have additional living expense coverage.
If the apartment or home you are renting becomes uninhabitable, your renters insurance policy can pay for your relocation costs as well as anything considered as extra expense under the policy—such as laundry, meal or storage-related costs.
Is Coverage Affordable?
Because renters insurance covers only the value of your belongings, not the building, the premium is relatively inexpensive. Some policies can cost less than $25 each month.
Do Not Wait to Secure Coverage
We send a lot of time and energy filling our living spaces with items that make it feel like home—but it only takes one unexpected event for damages to occur. Renters insurance can give you peace of mind in knowing that you and all of your belongings are properly covered.
Request a Renters Quote today!