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Flood Insurance

It doesn't matter if you live in a flood plain, every property owner is susceptible to flood damage and your current insurance probably doesn't cover it. Let us give you a quote today!

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What is Flood Insurance?

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right amount of flood coverage for your home.
(618) 997-1311
205 S Market Street
P.O. Box 550
Marion, IL 62959​
Click Here to Email Us
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Insurance House 
205 S Market Street
P.O. Box 550
Marion, IL 62959
(618) 997-1311
​Click Here to Email Us

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Website by InsuranceSplash
  • Home
  • Quotes
    • Auto Quotes >
      • Auto Insurance Quote
      • Auto Insurance Mexico Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • Commercial Auto Insurance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Renters Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Group Benefits Insurance Quote
      • Insurance Bond Quote
      • Workers Compensation Quote
    • Life & Financial Quotes >
      • Life Insurance Quote
      • Final Expense Insurance Quote
    • Health Quotes >
      • Health Insurance Quote
      • Medicare Supplement Coverage Quote
      • Dental Insurance Quote
      • Short Term Medical Insurance Quote
      • Travel Medical Insurance Quotes
      • Vision Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Event Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Policy Review
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Auto Insurance Mexico
      • ATV Insurance
      • Classic Car Insurance
      • Commercial Auto Insurance
      • Motorcycle Insurance
      • RV Insurance
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Renters Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Group Benefits
      • Insurance Bonds
      • Workers Compensation
    • Life/Financial >
      • Life Insurance
      • Final Expense Insurance
    • Health >
      • Health Insurance
      • Medicare Supplement Coverage
      • Dental Insurance
      • Short Term Medical Insurance
      • Travel Medical Insurance
      • Vision Insurance
    • Other >
      • Boat Insurance
      • Event Insurance
      • Umbrella Insurance
  • About
    • Client Testimonials
    • Insurance Carriers
    • Refer a Friend
    • Accessibility Statement
  • Blog
  • Contact